The value of mutual funds held by individual investors has jumped by 21% over the past one year, the trends of the industry show | Mint

Despite market volatility, the value of assets held by individual investors in mutual funds jumped by 21.02 percent over the past one year from £ 33.31 Lakh Crore in March 2024 to £ 40.31 Lakh Crore in March 2025, according to the industrial data released by Amfi (Association of Putual Funds in India). The value of institutional assets, meanwhile, rose from £ 21.70 Lakh Crore on March 24 to £ 26.39 Lakh Crore in March 2025, an increase of 21.63 percent. However, individual investors now own a slightly lower part of the current assets. They now own 60.4 percent of mutual fund assets (in March 2025) versus 60.5 percent in March 2024. Institutional investors account for 39.6 percent of the assets of which the corporations are 95 percent. The remaining is Indian and foreign institutions and banks. In fairness, individual investors invest mainly in stock-oriented schemes, while institutions have liquid, debt-oriented schemes and ETFs, fund funds. 86 percent of individual investor assets are kept in equity-oriented schemes, while 55 percent of assets of institutions in liquid/money market schemes and debt-oriented schemes are held. If it is seen from a different perspective-there are 88 percent of their assets of individual investors (retail plus hnis), which is the same award as last year. Institutional investors, meanwhile, dominate liquid and money market schemes (89 percent), debt -oriented schemes and ETFs, Fofs (87 percent). Category-wise Award The share of equity-oriented schemes is now 59.2 percent of current assets in March 2025, higher than 57.8 percent in March 2024. The proportional share of debt-oriented schemes is 15.1 percent of operating assets in March 2025 of 16.3 percent in March 2024. Assets run by the Mutual Fund sector showed a significant jump of £ 55.01 trillion in March 2024 to £ 66.70 trillion in March 2025. This reflects an increase of 21.26 percent in assets during March 2024. Visit here for all personal finance updates. First published: 21 Apr 2025, 04:31 pm Ist