Newspaper: Trump is preparing to open the largest pension market in the world to invest in digital currencies and gold

In a step that can have a fundamental shift in the way the largest retirement market is managed in the world, US President Donald Trump prepares to issue an executive order that enables US retirement accounts (401K category) to invest in a broader group of unconventional assets, including digital deadlines, gold and private enterprises. According to the Financial Times. Trump’s plan aims to liberalize about $ 9 trillion retirement funds from the registration of traditional markets and bonds, and to open the way for alternative assets such as cryptocurrencies, precious metals, procurement funds, private loans and infrastructure projects. The executive order will demand the federal regulatory authorities, led by the Ministry of Labor, to study the remaining obstacles before the inclusion of these alternative investments in the professional funded funds for pension accounts (401k), according to the newspaper. Currently, most of these plans are invested exclusively in listed and traded securities on the stock exchange. Also read: The encrypted currency market crashes the 4 trillion dollar barrier digital currencies to the front. Trump has always considered that digital currencies were one of his engines to win the presidential election for the year 2024, and during his election campaign he promised to “liberate” this industry from the regulatory laws he considered excessive. Since his return to the White House, he has already begun to cancel the restrictions imposed on digital currencies, the most prominent of the decision of the Ministry of Labor last May to cancel a previous Biden administration Richtie, which was the officials of pension plans to include digital currencies. The US House of Representatives also recently passed three laws in support of the stable currency industry with direct support from Trump. Parallel has expanded the Trump family its investments in this sector through the Trump Media & Technology Company, which bought more than two billion dollars to digital currencies, and launched a stable currency and other digital origin. Also read: How has Trump and his family erected a complex crypto -rich since his return to power? What do you know about (401k) accounts? (401k) account is a partially exempt retirement plan for tax owners to employees, as a way to save a part of their income from the mail income. This enables them to award part of their income (before tax deduction) to invest in different boxes, often in stocks and bonds. What is the reason for his name? Accounts (401k) were nominated with this name regarding article (401k) of the US Internal Intelligence Act. How do you work? The employee chooses a percentage of his salary to be deducted automatically and put it in an account (401k). These funds are usually invested in collective investment funds. Taxation on these amounts also remains postponed until the time of withdrawal. Often, the employer can contribute an additional part or amount that matches the employee out of his salary (such as adding 3% to the account if the employee contributes 3%, for example). What are the limits of contribution? In 2025, the maximum annual contribution of the employee is $ 23,000, and those older than fifty can add an additional contribution (catch -up) of $ 7,500. What happens if you have retirement? The employee can start withdrawing from his account from the age of 59 and a half years without fines. If the money is withdrawn for it, a fine of 10% is imposed in addition to the tax due, with a few exceptions such as a healthy disability or the purchase of a home for the first time. What happens if the employee changes his job? He can “deport” his balance to his account with the new employer or to an individual retirement account (IRA), without losses or taxes, as long as the transfer is proper. Who has these accounts? Large investment companies such as “Vangard”, Black Rock and Videlti often manage these accounts in collaboration with the employer. The employee chooses from a group of investment funds that differ to the extent of risk and expected return. And why is this system important? Because it constitutes the backbone of the retirement of ten millions of Americans, especially in light of the decline in dependence on traditional pensions. Accounts (401k) give the employee more control over his financial future, and an opportunity to grow his investments over time.