HDFC Bank share price profit to strong Q4 results. Should you buy or sell? | Einsmark news

HDFC Bank share price rose by more than a percentage on Monday after the money lender in the private sector reported strong results of the Q4. HDFC Bank shares rose as much as 1.85% to £ 1,941.95 per piece on the BSE. HDFC Bank, the largest money shooter in the private sector in the country, reported a net profit of £ 17,616 crore in the fourth quarter of FY25, which recorded a 6.7% growth (YOY), while increasing net interest income (NII) by 10.3%. The bank’s net rent margin (NIM) stood 3.54% on total assets and 3.73% based on interest -earning assets. The bank’s asset quality has improved on a successive basis. The HDFC Bank board also recommended a £ 22 per share dividend. Analysts were under the impression of HDFC Bank Q4 results, which led to the increase in target prices on the share by many brokers. “After the growthal elibulation over the past one year, and under pressure to lower LDR and manage PSL/Margins, HDFC Bank has a better credit growth in 4Q at 5% Yoy and 4% QOQ, as well as stable core margins. And thus facilitates the concerns about investors,” says Anand Dama, senior research analyst at Emkay Global Financial Services. He also believes that the list of HDB Financial Services would unlock value, which should be a positive catalyst. Emkay Global retains a ‘buy’ rating on HDFC bank shares and increases the target price by 5% to £ 2,200 each. According to Nuvama Institutional Equities, HDFC Bank reported a strong Q4FY25 earnings with a partner on Core NIM, UP 5 BPS QOQ and Lower QOQ slide. Core PPOP grew by 10% yoy and 2% qoq, while the slide dropped by 15% QOQ. “Management expects to maintain strong deposit growth, even in the midst of rate cuts and guides for smaller improvement in LDR versus FY25. We believe with positive outcomes on asset quality, profit in deposit market share, improving LDR and Uptick in Core NIM, Q4FY25 was strong,” Nuvama Equities said. The brokerage firm repeated its ‘buy’ rating and increased HDFC Bank share price goal to £ 2,195, based on 2.8x eg FY26E, from £ 1,950 earlier. HDFC Bank Share Price History HDFC Bank share price increased by 10% within one month and more than 18% in three months. Over the past one year, HDFC Bank shares have risen by 27% and have produced a multi -time return of 110% over the past five years. At 09:17 o’clock, HDFC Bank shares trade 1.77% at £ 1,940.30 each on the BSE. Disclaimer: The views and recommendations above are those of individual analysts or brokerage companies, and not of currency. We advise investors to check with certified experts before making investment decisions. First Published: 21 Apr 2025, 09:18 AM IST